Call reports 2016
COMMUNITY STATE BANK OF MISSOURI — 2016
What COMMUNITY STATE BANK OF MISSOURI reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 230,811,000 | 230,933,000 | 231,536,000 | 243,021,000 |
| Total loans | 128,824,000 | 129,357,000 | 130,097,000 | 134,547,000 |
| Allowance for loan losses | 1,506,000 | 1,503,000 | 1,471,000 | 1,466,000 |
| Securities available for sale | 81,946,000 | 82,788,000 | 82,790,000 | 83,831,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 201,485,000 | 200,399,000 | 200,353,000 | 213,145,000 |
| Interest-bearing deposits | 172,450,000 | 170,354,000 | 170,269,000 | 181,663,000 |
| Noninterest-bearing deposits | 29,035,000 | 30,045,000 | 30,084,000 | 31,482,000 |
| Equity capital | 28,476,000 | 29,627,000 | 30,222,000 | 29,175,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,994,000 | 3,997,000 | 6,013,000 | 7,998,000 |
| Interest expense | 261,000 | 522,000 | 785,000 | 1,050,000 |
| Net interest income | 1,733,000 | 3,475,000 | 5,228,000 | 6,948,000 |
| Noninterest income | 277,000 | 558,000 | 858,000 | 1,155,000 |
| Noninterest expense | 1,285,000 | 2,536,000 | 3,835,000 | 5,139,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 725,000 | 1,497,000 | 2,251,000 | 2,964,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 725,000 | 1,497,000 | 2,251,000 | 2,964,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,699,000 | 28,471,000 | 29,225,000 | 29,938,000 |
| Total capital | 29,205,000 | 29,974,000 | 30,696,000 | 31,404,000 |
| Risk-weighted assets | 211,366,000 | 214,850,000 | 216,855,000 | 226,188,000 |