Call reports 2015
COMMUNITY STATE BANK OF MISSOURI — 2015
What COMMUNITY STATE BANK OF MISSOURI reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 221,683,000 | 220,337,000 | 222,508,000 | 232,866,000 |
| Total loans | 122,686,000 | 123,762,000 | 125,401,000 | 123,654,000 |
| Allowance for loan losses | 1,488,000 | 1,465,000 | 1,478,000 | 1,484,000 |
| Securities available for sale | 82,716,000 | 77,603,000 | 76,200,000 | 84,286,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 192,246,000 | 191,996,000 | 192,546,000 | 202,833,000 |
| Interest-bearing deposits | 167,293,000 | 138,258,000 | 164,475,000 | 172,383,000 |
| Noninterest-bearing deposits | 24,953,000 | 53,738,000 | 28,071,000 | 30,450,000 |
| Equity capital | 27,159,000 | 27,172,000 | 28,911,000 | 29,256,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,928,000 | 3,876,000 | 5,862,000 | 7,846,000 |
| Interest expense | 261,000 | 524,000 | 784,000 | 1,042,000 |
| Net interest income | 1,667,000 | 3,352,000 | 5,078,000 | 6,804,000 |
| Noninterest income | 267,000 | 540,000 | 1,266,000 | 1,553,000 |
| Noninterest expense | 1,269,000 | 2,587,000 | 3,838,000 | 5,078,000 |
| Provision for loan losses | 0 | 50,000 | 50,000 | 50,000 |
| Pretax income | 665,000 | 1,255,000 | 2,456,000 | 3,229,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 665,000 | 1,255,000 | 2,456,000 | 3,229,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,572,000 | 27,161,000 | 28,362,000 | 29,133,000 |
| Total capital | 28,060,000 | 28,626,000 | 29,840,000 | 30,617,000 |
| Risk-weighted assets | 179,580,000 | 182,273,000 | 206,154,000 | 207,039,000 |