Call reports 2014
COMMUNITY STATE BANK OF MISSOURI — 2014
What COMMUNITY STATE BANK OF MISSOURI reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 217,436,000 | 215,257,000 | 213,904,000 | 230,845,000 |
| Total loans | 117,932,000 | 119,050,000 | 121,578,000 | 121,456,000 |
| Allowance for loan losses | 1,451,000 | 1,495,000 | 1,493,000 | 1,480,000 |
| Securities available for sale | 77,558,000 | 77,251,000 | 75,035,000 | 74,589,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 191,344,000 | 187,768,000 | 185,175,000 | 201,787,000 |
| Interest-bearing deposits | 164,988,000 | 162,274,000 | 161,781,000 | 170,968,000 |
| Noninterest-bearing deposits | 26,356,000 | 25,494,000 | 23,394,000 | 30,819,000 |
| Equity capital | 24,873,000 | 26,162,000 | 27,065,000 | 28,025,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,919,000 | 3,861,000 | 5,826,000 | 7,789,000 |
| Interest expense | 270,000 | 544,000 | 816,000 | 1,087,000 |
| Net interest income | 1,649,000 | 3,317,000 | 5,010,000 | 6,702,000 |
| Noninterest income | 259,000 | 549,000 | 854,000 | 1,149,000 |
| Noninterest expense | 1,250,000 | 2,463,000 | 3,692,000 | 4,995,000 |
| Provision for loan losses | 0 | 50,000 | 50,000 | 50,000 |
| Pretax income | 658,000 | 1,353,000 | 2,122,000 | 2,806,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 658,000 | 1,353,000 | 2,122,000 | 2,806,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,861,000 | 26,555,000 | 27,324,000 | 28,008,000 |
| Total capital | 27,312,000 | 28,050,000 | 28,817,000 | 29,488,000 |
| Risk-weighted assets | 193,694,000 | 190,874,000 | 189,525,000 | 207,174,000 |