Call reports 2016
SIGNATURE BANK — 2016
What SIGNATURE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 362,834,000 | 365,856,000 | 369,991,000 | 376,818,000 |
| Total loans | 288,911,000 | 308,086,000 | 313,629,000 | 308,057,000 |
| Allowance for loan losses | 3,174,000 | 3,352,000 | 3,591,000 | 3,708,000 |
| Securities available for sale | 37,993,000 | 33,315,000 | 28,545,000 | 30,409,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 328,735,000 | 330,854,000 | 327,759,000 | 338,735,000 |
| Interest-bearing deposits | 245,145,000 | 240,391,000 | 239,805,000 | 246,707,000 |
| Noninterest-bearing deposits | 83,590,000 | 90,463,000 | 87,954,000 | 92,028,000 |
| Equity capital | 31,818,000 | 33,507,000 | 35,237,000 | 35,703,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,901,000 | 8,054,000 | 12,321,000 | 16,794,000 |
| Interest expense | 330,000 | 677,000 | 1,054,000 | 1,453,000 |
| Net interest income | 3,571,000 | 7,377,000 | 11,267,000 | 15,341,000 |
| Noninterest income | 488,000 | 874,000 | 1,328,000 | 1,893,000 |
| Noninterest expense | 2,582,000 | 5,181,000 | 7,806,000 | 10,373,000 |
| Provision for loan losses | 133,000 | 293,000 | 541,000 | 952,000 |
| Pretax income | 1,345,000 | 2,787,000 | 4,258,000 | 5,919,000 |
| Income tax | 0 | 1,000 | 2,000 | 5,000 |
| Net income | 1,345,000 | 2,786,000 | 4,256,000 | 5,914,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,415,000 | 30,939,000 | 32,693,000 | 33,792,000 |
| Total capital | 32,589,000 | 34,291,000 | 36,284,000 | 37,500,000 |
| Risk-weighted assets | 300,631,000 | 316,128,000 | 320,407,000 | 318,762,000 |