Call reports 2015
SIGNATURE BANK — 2015
What SIGNATURE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 330,994,000 | 315,767,000 | 328,309,000 | 369,425,000 |
| Total loans | 239,947,000 | 257,258,000 | 256,819,000 | 273,071,000 |
| Allowance for loan losses | 3,324,000 | 3,290,000 | 3,417,000 | 3,024,000 |
| Securities available for sale | 28,219,000 | 28,421,000 | 30,977,000 | 31,489,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 302,491,000 | 281,394,000 | 296,913,000 | 337,219,000 |
| Interest-bearing deposits | 213,122,000 | 203,308,000 | 211,705,000 | 245,809,000 |
| Noninterest-bearing deposits | 89,369,000 | 78,086,000 | 85,208,000 | 91,410,000 |
| Equity capital | 27,242,000 | 28,183,000 | 29,410,000 | 30,202,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,437,000 | 6,992,000 | 10,628,000 | 14,490,000 |
| Interest expense | 252,000 | 510,000 | 782,000 | 1,104,000 |
| Net interest income | 3,185,000 | 6,482,000 | 9,846,000 | 13,386,000 |
| Noninterest income | 646,000 | 1,076,000 | 1,465,000 | 1,698,000 |
| Noninterest expense | 2,320,000 | 4,747,000 | 7,230,000 | 9,663,000 |
| Provision for loan losses | 113,000 | 225,000 | 338,000 | 450,000 |
| Pretax income | 1,398,000 | 2,586,000 | 3,743,000 | 4,971,000 |
| Income tax | 1,000 | 3,000 | 4,000 | 5,000 |
| Net income | 1,397,000 | 2,583,000 | 3,739,000 | 4,966,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,838,000 | 25,936,000 | 27,025,000 | 28,079,000 |
| Total capital | 28,010,000 | 29,226,000 | 30,388,000 | 31,103,000 |
| Risk-weighted assets | 253,618,000 | 265,189,000 | 268,942,000 | 289,679,000 |