Call reports 2014
SIGNATURE BANK — 2014
What SIGNATURE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 257,913,000 | 266,843,000 | 303,293,000 | 296,066,000 |
| Total loans | 195,409,000 | 210,195,000 | 222,662,000 | 238,984,000 |
| Allowance for loan losses | 3,709,000 | 3,566,000 | 3,702,000 | 3,206,000 |
| Securities available for sale | 14,665,000 | 17,776,000 | 20,881,000 | 28,691,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 234,822,000 | 243,008,000 | 275,407,000 | 267,314,000 |
| Interest-bearing deposits | 171,648,000 | 178,913,000 | 183,456,000 | 183,445,000 |
| Noninterest-bearing deposits | 63,174,000 | 64,095,000 | 91,951,000 | 83,869,000 |
| Equity capital | 22,084,000 | 22,732,000 | 25,170,000 | 25,561,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,706,000 | 5,536,000 | 8,602,000 | 11,977,000 |
| Interest expense | 245,000 | 506,000 | 783,000 | 1,043,000 |
| Net interest income | 2,461,000 | 5,030,000 | 7,819,000 | 10,934,000 |
| Noninterest income | 240,000 | 455,000 | 672,000 | 1,179,000 |
| Noninterest expense | 1,618,000 | 3,277,000 | 5,123,000 | 7,516,000 |
| Provision for loan losses | 107,000 | 225,000 | 352,000 | 520,000 |
| Pretax income | 976,000 | 1,984,000 | 3,017,000 | 4,078,000 |
| Income tax | 2,000 | 4,000 | 4,000 | 5,000 |
| Net income | 974,000 | 1,980,000 | 3,013,000 | 4,073,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,010,000 | 22,516,000 | 23,022,000 | 23,398,000 |
| Total capital | 24,520,000 | 25,161,000 | 25,871,000 | 26,427,000 |
| Risk-weighted assets | 199,627,000 | 210,666,000 | 227,081,000 | 242,172,000 |