Call reports 2013
SIGNATURE BANK — 2013
What SIGNATURE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 235,998,000 | 221,026,000 | 238,633,000 | 240,633,000 |
| Total loans | 171,678,000 | 184,970,000 | 192,563,000 | 194,715,000 |
| Allowance for loan losses | 3,719,000 | 3,841,000 | 3,900,000 | 3,600,000 |
| Securities available for sale | 6,825,000 | 5,840,000 | 7,523,000 | 11,222,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 213,203,000 | 197,844,000 | 214,776,000 | 216,956,000 |
| Interest-bearing deposits | 156,506,000 | 146,846,000 | 159,396,000 | 158,662,000 |
| Noninterest-bearing deposits | 56,697,000 | 50,998,000 | 55,380,000 | 58,294,000 |
| Equity capital | 21,352,000 | 21,606,000 | 21,906,000 | 21,765,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,417,000 | 5,011,000 | 7,697,000 | 10,505,000 |
| Interest expense | 273,000 | 525,000 | 775,000 | 1,024,000 |
| Net interest income | 2,144,000 | 4,486,000 | 6,922,000 | 9,481,000 |
| Noninterest income | 138,000 | 359,000 | 537,000 | 743,000 |
| Noninterest expense | 1,447,000 | 3,037,000 | 4,688,000 | 6,544,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 685,000 | 1,508,000 | 2,321,000 | 3,080,000 |
| Income tax | 0 | 3,000 | 4,000 | 4,000 |
| Net income | 685,000 | 1,505,000 | 2,317,000 | 3,076,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,303,000 | 21,607,000 | 21,893,000 | 21,761,000 |
| Total capital | 23,585,000 | 23,969,000 | 24,366,000 | 24,245,000 |
| Risk-weighted assets | 181,165,000 | 187,491,000 | 196,378,000 | 197,606,000 |