Call reports 2012
SIGNATURE BANK — 2012
What SIGNATURE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 189,106,000 | 193,482,000 | 218,891,000 | 228,877,000 |
| Total loans | 159,537,000 | 164,888,000 | 167,399,000 | 165,560,000 |
| Allowance for loan losses | 3,746,000 | 3,893,000 | 4,094,000 | 3,566,000 |
| Securities available for sale | 8,176,000 | 8,787,000 | 6,667,000 | 7,968,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,345,000 | 169,030,000 | 195,167,000 | 206,638,000 |
| Interest-bearing deposits | 127,224,000 | 131,631,000 | 142,375,000 | 154,868,000 |
| Noninterest-bearing deposits | 36,121,000 | 37,399,000 | 52,792,000 | 51,770,000 |
| Equity capital | 20,031,000 | 20,220,000 | 20,427,000 | 20,678,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,407,000 | 4,795,000 | 7,310,000 | 9,932,000 |
| Interest expense | 361,000 | 726,000 | 1,088,000 | 1,430,000 |
| Net interest income | 2,046,000 | 4,069,000 | 6,222,000 | 8,502,000 |
| Noninterest income | 118,000 | 258,000 | 399,000 | 573,000 |
| Noninterest expense | 1,405,000 | 2,816,000 | 4,330,000 | 5,980,000 |
| Provision for loan losses | 200,000 | 400,000 | 600,000 | 800,000 |
| Pretax income | 559,000 | 1,111,000 | 1,691,000 | 2,295,000 |
| Income tax | 2,000 | 7,000 | 7,000 | 8,000 |
| Net income | 557,000 | 1,104,000 | 1,684,000 | 2,287,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,942,000 | 20,132,000 | 20,341,000 | 20,619,000 |
| Total capital | 21,970,000 | 22,235,000 | 22,466,000 | 22,809,000 |
| Risk-weighted assets | 160,530,000 | 166,410,000 | 172,256,000 | 173,836,000 |