Call reports 2025
EQUITABLE SAVINGS AND LOAN ASSOCIATION — 2025
What EQUITABLE SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 161,238,000 | 159,619,000 | 166,610,000 | 170,327,000 |
| Total loans | 145,097,000 | 146,623,000 | 144,748,000 | 145,438,000 |
| Allowance for loan losses | 354,000 | 339,000 | 339,000 | 339,000 |
| Securities available for sale | 6,709,000 | 6,417,000 | 10,049,000 | 9,610,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,598,000 | 123,101,000 | 125,959,000 | 129,901,000 |
| Interest-bearing deposits | 112,561,000 | 112,102,000 | 114,912,000 | 117,551,000 |
| Noninterest-bearing deposits | 12,037,000 | 10,999,000 | 11,047,000 | 12,350,000 |
| Equity capital | 26,098,000 | 26,095,000 | 26,257,000 | 26,375,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,778,000 | 3,599,000 | 5,493,000 | 7,451,000 |
| Interest expense | 501,000 | 1,029,000 | 1,616,000 | 2,252,000 |
| Net interest income | 1,277,000 | 2,570,000 | 3,877,000 | 5,199,000 |
| Noninterest income | 148,000 | 281,000 | 510,000 | 652,000 |
| Noninterest expense | 1,456,000 | 2,934,000 | 4,345,000 | 5,722,000 |
| Provision for loan losses | 0 | 1,000 | 1,000 | 1,000 |
| Pretax income | -31,000 | -84,000 | 41,000 | 128,000 |
| Income tax | -8,000 | -19,000 | 11,000 | 32,000 |
| Net income | -23,000 | -65,000 | 30,000 | 96,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,692,000 | 26,440,000 | 26,534,000 | 26,599,000 |
| Total capital | 26,045,000 | 26,779,000 | 26,873,000 | 26,938,000 |
| Risk-weighted assets | 89,209,000 | 89,932,000 | 90,390,000 | 93,006,000 |