Call reports 2024
EQUITABLE SAVINGS AND LOAN ASSOCIATION — 2024
What EQUITABLE SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 153,283,000 | 156,494,000 | 161,033,000 | 161,698,000 |
| Total loans | 143,599,000 | 145,838,000 | 145,437,000 | 147,873,000 |
| Allowance for loan losses | 353,000 | 353,000 | 353,000 | 354,000 |
| Securities available for sale | 3,893,000 | 3,745,000 | 7,606,000 | 6,913,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,773,000 | 124,967,000 | 123,943,000 | 124,986,000 |
| Interest-bearing deposits | 114,270,000 | 114,314,000 | 112,575,000 | 112,733,000 |
| Noninterest-bearing deposits | 11,503,000 | 10,653,000 | 11,368,000 | 12,253,000 |
| Equity capital | 26,077,000 | 25,945,000 | 26,116,000 | 26,033,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,546,000 | 3,142,000 | 4,883,000 | 6,665,000 |
| Interest expense | 332,000 | 722,000 | 1,211,000 | 1,721,000 |
| Net interest income | 1,214,000 | 2,420,000 | 3,672,000 | 4,944,000 |
| Noninterest income | 137,000 | 313,000 | 552,000 | 649,000 |
| Noninterest expense | 1,464,000 | 2,883,000 | 4,299,000 | 5,650,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -113,000 | -150,000 | -75,000 | -57,000 |
| Income tax | -28,000 | -37,000 | -19,000 | -15,000 |
| Net income | -85,000 | -113,000 | -56,000 | -42,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,593,000 | 25,457,000 | 25,742,000 | 25,562,000 |
| Total capital | 25,947,000 | 25,810,000 | 26,095,000 | 25,916,000 |
| Risk-weighted assets | 84,621,000 | 87,756,000 | 87,398,000 | 90,252,000 |