Call reports 2023
EQUITABLE SAVINGS AND LOAN ASSOCIATION — 2023
What EQUITABLE SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 158,696,000 | 153,840,000 | 158,495,000 | 156,454,000 |
| Total loans | 141,912,000 | 140,516,000 | 141,584,000 | 142,744,000 |
| Allowance for loan losses | 353,000 | 353,000 | 353,000 | 353,000 |
| Securities available for sale | 4,457,000 | 4,261,000 | 3,985,000 | 4,053,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,561,000 | 126,808,000 | 131,569,000 | 129,729,000 |
| Interest-bearing deposits | 118,855,000 | 115,634,000 | 120,747,000 | 118,082,000 |
| Noninterest-bearing deposits | 12,706,000 | 11,174,000 | 10,822,000 | 11,647,000 |
| Equity capital | 26,554,000 | 26,444,000 | 26,287,000 | 26,281,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,468,000 | 2,927,000 | 4,444,000 | 6,026,000 |
| Interest expense | 104,000 | 230,000 | 478,000 | 781,000 |
| Net interest income | 1,364,000 | 2,697,000 | 3,966,000 | 5,245,000 |
| Noninterest income | 191,000 | 361,000 | 625,000 | 807,000 |
| Noninterest expense | 1,357,000 | 2,715,000 | 4,091,000 | 5,521,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 198,000 | 343,000 | 500,000 | 531,000 |
| Income tax | 47,000 | 83,000 | 121,000 | 129,000 |
| Net income | 151,000 | 260,000 | 379,000 | 402,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,058,000 | 26,979,000 | 25,663,000 | 25,816,000 |
| Total capital | 27,411,000 | 27,333,000 | 26,016,000 | 26,169,000 |
| Risk-weighted assets | 85,560,000 | 85,216,000 | 85,600,000 | 91,990,000 |