Call reports 2022
EQUITABLE SAVINGS AND LOAN ASSOCIATION — 2022
What EQUITABLE SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 169,264,000 | 169,315,000 | 166,608,000 | 162,793,000 |
| Total loans | 134,713,000 | 137,769,000 | 138,601,000 | 139,728,000 |
| Allowance for loan losses | 353,000 | 353,000 | 353,000 | 353,000 |
| Securities available for sale | 5,778,000 | 5,534,000 | 5,001,000 | 4,532,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,233,000 | 142,147,000 | 139,455,000 | 135,762,000 |
| Interest-bearing deposits | 128,554,000 | 129,804,000 | 125,410,000 | 121,087,000 |
| Noninterest-bearing deposits | 13,679,000 | 12,343,000 | 14,045,000 | 14,675,000 |
| Equity capital | 26,822,000 | 26,778,000 | 26,631,000 | 26,539,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,275,000 | 2,632,000 | 4,054,000 | 5,478,000 |
| Interest expense | 116,000 | 235,000 | 347,000 | 445,000 |
| Net interest income | 1,159,000 | 2,397,000 | 3,707,000 | 5,033,000 |
| Noninterest income | 223,000 | 466,000 | 803,000 | 950,000 |
| Noninterest expense | 1,334,000 | 2,629,000 | 3,901,000 | 5,196,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 48,000 | 234,000 | 609,000 | 787,000 |
| Income tax | 11,000 | 56,000 | 148,000 | 191,000 |
| Net income | 37,000 | 178,000 | 461,000 | 596,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,099,000 | 27,052,000 | 27,148,000 | 26,639,000 |
| Total capital | 27,452,000 | 27,405,000 | 27,501,000 | 26,992,000 |
| Risk-weighted assets | 89,959,000 | 89,116,000 | 87,371,000 | 86,572,000 |