Call reports 2021
EQUITABLE SAVINGS AND LOAN ASSOCIATION — 2021
What EQUITABLE SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 173,525,000 | 169,516,000 | 167,575,000 | 172,235,000 |
| Total loans | 136,613,000 | 136,045,000 | 134,739,000 | 133,789,000 |
| Allowance for loan losses | 353,000 | 353,000 | 353,000 | 353,000 |
| Securities available for sale | 7,720,000 | 8,339,000 | 7,979,000 | 6,374,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,679,000 | 141,782,000 | 139,975,000 | 144,842,000 |
| Interest-bearing deposits | 134,197,000 | 131,378,000 | 128,732,000 | 132,497,000 |
| Noninterest-bearing deposits | 11,482,000 | 10,404,000 | 11,243,000 | 12,345,000 |
| Equity capital | 27,298,000 | 27,340,000 | 27,321,000 | 27,206,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,430,000 | 2,828,000 | 4,168,000 | 5,481,000 |
| Interest expense | 170,000 | 326,000 | 477,000 | 617,000 |
| Net interest income | 1,260,000 | 2,502,000 | 3,691,000 | 4,864,000 |
| Noninterest income | 511,000 | 839,000 | 1,144,000 | 1,467,000 |
| Noninterest expense | 1,360,000 | 2,691,000 | 4,008,000 | 5,338,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 411,000 | 650,000 | 827,000 | 993,000 |
| Income tax | 100,000 | 158,000 | 200,000 | 239,000 |
| Net income | 311,000 | 492,000 | 627,000 | 754,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,368,000 | 27,319,000 | 27,309,000 | 27,247,000 |
| Total capital | 27,721,000 | 27,672,000 | 27,662,000 | 27,600,000 |
| Risk-weighted assets | 84,017,000 | 91,279,000 | 87,322,000 | 91,753,000 |