Call reports 2020
EQUITABLE SAVINGS AND LOAN ASSOCIATION — 2020
What EQUITABLE SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 166,033,000 | 164,043,000 | 161,572,000 | 168,110,000 |
| Total loans | 134,900,000 | 139,866,000 | 138,241,000 | 140,027,000 |
| Allowance for loan losses | 354,000 | 353,000 | 353,000 | 353,000 |
| Securities available for sale | 4,430,000 | 4,294,000 | 4,121,000 | 4,994,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,729,000 | 132,555,000 | 133,999,000 | 140,205,000 |
| Interest-bearing deposits | 118,568,000 | 122,134,000 | 123,351,000 | 130,002,000 |
| Noninterest-bearing deposits | 11,161,000 | 10,421,000 | 10,648,000 | 10,203,000 |
| Equity capital | 26,712,000 | 26,933,000 | 27,142,000 | 27,240,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,481,000 | 3,036,000 | 4,531,000 | 6,005,000 |
| Interest expense | 263,000 | 506,000 | 717,000 | 908,000 |
| Net interest income | 1,218,000 | 2,530,000 | 3,814,000 | 5,097,000 |
| Noninterest income | 259,000 | 655,000 | 1,196,000 | 1,595,000 |
| Noninterest expense | 1,178,000 | 2,369,000 | 3,663,000 | 4,961,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 299,000 | 816,000 | 1,347,000 | 1,731,000 |
| Income tax | 72,000 | 199,000 | 328,000 | 421,000 |
| Net income | 227,000 | 617,000 | 1,019,000 | 1,310,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,723,000 | 26,927,000 | 27,141,000 | 27,236,000 |
| Total capital | 27,077,000 | 27,280,000 | 27,494,000 | 27,589,000 |
| Risk-weighted assets | 83,549,000 | 84,127,000 | 83,027,000 | 85,693,000 |