Call reports 2019
EQUITABLE SAVINGS AND LOAN ASSOCIATION — 2019
What EQUITABLE SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 165,153,000 | 161,378,000 | 164,291,000 | 164,036,000 |
| Total loans | 142,461,000 | 139,279,000 | 140,539,000 | 137,979,000 |
| Allowance for loan losses | 354,000 | 354,000 | 354,000 | 354,000 |
| Securities available for sale | 5,934,000 | 5,820,000 | 5,678,000 | 4,537,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,201,000 | 125,178,000 | 127,679,000 | 127,858,000 |
| Interest-bearing deposits | 120,443,000 | 116,907,000 | 118,915,000 | 118,004,000 |
| Noninterest-bearing deposits | 8,758,000 | 8,271,000 | 8,764,000 | 9,854,000 |
| Equity capital | 26,351,000 | 26,464,000 | 26,555,000 | 26,646,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,522,000 | 3,078,000 | 4,669,000 | 6,221,000 |
| Interest expense | 261,000 | 530,000 | 820,000 | 1,095,000 |
| Net interest income | 1,261,000 | 2,548,000 | 3,849,000 | 5,126,000 |
| Noninterest income | 237,000 | 525,000 | 807,000 | 1,111,000 |
| Noninterest expense | 1,193,000 | 2,419,000 | 3,645,000 | 4,867,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 305,000 | 654,000 | 1,011,000 | 1,370,000 |
| Income tax | 74,000 | 159,000 | 246,000 | 333,000 |
| Net income | 231,000 | 495,000 | 765,000 | 1,037,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,440,000 | 26,517,000 | 26,600,000 | 26,684,000 |
| Total capital | 26,794,000 | 26,871,000 | 26,954,000 | 27,038,000 |
| Risk-weighted assets | 86,499,000 | 79,437,000 | 85,344,000 | 84,540,000 |