Call reports 2018
EQUITABLE SAVINGS AND LOAN ASSOCIATION — 2018
What EQUITABLE SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 167,377,000 | 164,552,000 | 161,983,000 | 165,151,000 |
| Total loans | 148,300,000 | 150,804,000 | 149,365,000 | 145,180,000 |
| Allowance for loan losses | 380,000 | 380,000 | 380,000 | 354,000 |
| Securities available for sale | 6,611,000 | 6,372,000 | 6,139,000 | 6,022,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,614,000 | 126,058,000 | 123,466,000 | 129,194,000 |
| Interest-bearing deposits | 120,809,000 | 118,643,000 | 115,351,000 | 120,627,000 |
| Noninterest-bearing deposits | 7,805,000 | 7,415,000 | 8,115,000 | 8,567,000 |
| Equity capital | 26,146,000 | 26,147,000 | 26,196,000 | 26,253,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,483,000 | 2,980,000 | 4,506,000 | 6,022,000 |
| Interest expense | 196,000 | 394,000 | 595,000 | 835,000 |
| Net interest income | 1,287,000 | 2,586,000 | 3,911,000 | 5,187,000 |
| Noninterest income | 185,000 | 381,000 | 620,000 | 840,000 |
| Noninterest expense | 1,189,000 | 2,412,000 | 3,637,000 | 4,848,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 283,000 | 555,000 | 894,000 | 1,179,000 |
| Income tax | 68,000 | 135,000 | 217,000 | 286,000 |
| Net income | 215,000 | 420,000 | 677,000 | 893,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,282,000 | 26,300,000 | 26,369,000 | 26,109,000 |
| Total capital | 26,662,000 | 26,680,000 | 26,749,000 | 26,463,000 |
| Risk-weighted assets | 86,416,000 | 79,302,000 | 87,512,000 | 87,361,000 |