Call reports 2017
EQUITABLE SAVINGS AND LOAN ASSOCIATION — 2017
What EQUITABLE SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 173,233,000 | 167,262,000 | 165,894,000 | 167,803,000 |
| Total loans | 154,750,000 | 154,941,000 | 153,431,000 | 151,668,000 |
| Allowance for loan losses | 380,000 | 380,000 | 380,000 | 380,000 |
| Securities available for sale | 7,622,000 | 7,392,000 | 7,166,000 | 6,877,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,163,000 | 125,985,000 | 126,310,000 | 129,098,000 |
| Interest-bearing deposits | 125,648,000 | 118,452,000 | 118,702,000 | 121,521,000 |
| Noninterest-bearing deposits | 8,515,000 | 7,533,000 | 7,608,000 | 7,577,000 |
| Equity capital | 25,928,000 | 25,956,000 | 26,078,000 | 26,181,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,526,000 | 3,040,000 | 4,578,000 | 6,072,000 |
| Interest expense | 180,000 | 359,000 | 550,000 | 745,000 |
| Net interest income | 1,346,000 | 2,681,000 | 4,028,000 | 5,327,000 |
| Noninterest income | 184,000 | 452,000 | 743,000 | 997,000 |
| Noninterest expense | 1,224,000 | 2,503,000 | 3,660,000 | 4,790,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 306,000 | 630,000 | 1,111,000 | 1,534,000 |
| Income tax | 111,000 | 229,000 | 405,000 | 488,000 |
| Net income | 195,000 | 401,000 | 706,000 | 1,046,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,876,000 | 25,984,000 | 26,102,000 | 26,254,000 |
| Total capital | 26,256,000 | 26,364,000 | 26,482,000 | 26,634,000 |
| Risk-weighted assets | 89,694,000 | 86,642,000 | 85,099,000 | 86,374,000 |