Call reports 2016
EQUITABLE SAVINGS AND LOAN ASSOCIATION — 2016
What EQUITABLE SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 182,145,000 | 181,835,000 | 176,096,000 | 174,373,000 |
| Total loans | 154,397,000 | 151,639,000 | 151,262,000 | 150,475,000 |
| Allowance for loan losses | 380,000 | 380,000 | 380,000 | 380,000 |
| Securities available for sale | 10,194,000 | 9,925,000 | 9,529,000 | 7,858,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,921,000 | 137,596,000 | 136,558,000 | 135,484,000 |
| Interest-bearing deposits | 130,518,000 | 129,524,000 | 127,223,000 | 127,740,000 |
| Noninterest-bearing deposits | 7,403,000 | 8,072,000 | 9,335,000 | 7,744,000 |
| Equity capital | 25,770,000 | 25,910,000 | 25,960,000 | 25,907,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,607,000 | 3,204,000 | 4,775,000 | 6,350,000 |
| Interest expense | 212,000 | 433,000 | 639,000 | 829,000 |
| Net interest income | 1,395,000 | 2,771,000 | 4,136,000 | 5,521,000 |
| Noninterest income | 201,000 | 467,000 | 689,000 | 923,000 |
| Noninterest expense | 1,217,000 | 2,397,000 | 3,576,000 | 4,782,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 379,000 | 841,000 | 1,249,000 | 1,662,000 |
| Income tax | 136,000 | 303,000 | 450,000 | 599,000 |
| Net income | 243,000 | 538,000 | 799,000 | 1,063,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,701,000 | 25,809,000 | 25,882,000 | 25,854,000 |
| Total capital | 26,081,000 | 26,189,000 | 26,262,000 | 26,234,000 |
| Risk-weighted assets | 90,927,000 | 90,481,000 | 89,285,000 | 86,434,000 |