Call reports 2021
INVESTORS BANK — 2021
What INVESTORS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 25,770,333,000 | 26,765,369,000 | 27,286,123,000 | 27,781,823,000 |
| Total loans | 20,861,224,000 | 21,356,126,000 | 21,891,488,000 | 22,587,642,000 |
| Allowance for loan losses | 283,763,000 | 270,117,000 | 263,514,000 | 240,681,000 |
| Securities available for sale | 2,682,938,000 | 2,544,415,000 | 2,531,572,000 | 2,393,541,000 |
| Securities held to maturity | 1,169,109,000 | 1,155,892,000 | 1,254,684,000 | 1,575,652,000 |
| Trading assets | 30,130,000 | 24,037,000 | 26,251,000 | 25,977,000 |
| Total deposits | 19,261,358,000 | 19,752,537,000 | 20,755,575,000 | 21,175,342,000 |
| Interest-bearing deposits | 15,142,360,000 | 15,256,039,000 | 16,042,530,000 | 16,154,210,000 |
| Noninterest-bearing deposits | 4,118,999,000 | 4,496,498,000 | 4,713,045,000 | 5,021,132,000 |
| Equity capital | 2,495,483,000 | 2,495,260,000 | 2,518,181,000 | 2,597,665,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 220,827,000 | 452,797,000 | 684,345,000 | 920,114,000 |
| Interest expense | 39,589,000 | 76,512,000 | 112,931,000 | 146,950,000 |
| Net interest income | 181,238,000 | 376,285,000 | 571,414,000 | 773,164,000 |
| Noninterest income | 17,732,000 | 29,283,000 | 44,738,000 | 57,775,000 |
| Noninterest expense | 103,182,000 | 210,390,000 | 341,075,000 | 453,108,000 |
| Provision for loan losses | -960,000 | -15,413,000 | -22,759,000 | -43,842,000 |
| Pretax income | 99,075,000 | 208,140,000 | 300,966,000 | 426,665,000 |
| Income tax | 26,997,000 | 56,233,000 | 81,201,000 | 114,627,000 |
| Net income | 72,078,000 | 151,907,000 | 219,765,000 | 312,038,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,436,665,000 | 2,440,375,000 | 2,435,271,000 | 2,494,982,000 |
| Total capital | 2,690,590,000 | 2,701,929,000 | 2,697,950,000 | 2,739,106,000 |
| Risk-weighted assets | 20,289,475,000 | 20,914,041,000 | 21,518,184,000 | 22,059,450,000 |