Call reports 2020
INVESTORS BANK — 2020
What INVESTORS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 26,670,068,000 | 27,169,317,000 | 26,574,477,000 | 25,991,260,000 |
| Total loans | 21,333,158,000 | 21,396,150,000 | 21,009,098,000 | 20,898,474,000 |
| Allowance for loan losses | 243,287,000 | 273,319,000 | 287,510,000 | 282,987,000 |
| Securities available for sale | 2,575,445,000 | 3,186,556,000 | 2,828,960,000 | 2,758,437,000 |
| Securities held to maturity | 1,089,520,000 | 1,176,645,000 | 1,214,704,000 | 1,226,117,000 |
| Trading assets | 33,028,000 | 35,714,000 | 36,373,000 | 34,155,000 |
| Total deposits | 18,517,626,000 | 19,745,213,000 | 19,373,932,000 | 19,799,623,000 |
| Interest-bearing deposits | 15,751,018,000 | 16,436,455,000 | 15,748,247,000 | 15,849,559,000 |
| Noninterest-bearing deposits | 2,766,608,000 | 3,308,757,000 | 3,625,685,000 | 3,950,063,000 |
| Equity capital | 2,266,922,000 | 2,365,884,000 | 2,412,666,000 | 2,426,387,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 256,322,000 | 502,092,000 | 742,386,000 | 979,838,000 |
| Interest expense | 82,815,000 | 146,742,000 | 205,601,000 | 254,470,000 |
| Net interest income | 173,507,000 | 355,350,000 | 536,785,000 | 725,368,000 |
| Noninterest income | 12,762,000 | 21,892,000 | 40,717,000 | 85,100,000 |
| Noninterest expense | 105,514,000 | 207,503,000 | 303,846,000 | 451,473,000 |
| Provision for loan losses | 26,752,000 | 56,677,000 | 71,536,000 | 64,891,000 |
| Pretax income | 53,774,000 | 112,640,000 | 201,838,000 | 293,688,000 |
| Income tax | 14,538,000 | 30,766,000 | 55,622,000 | 74,213,000 |
| Net income | 39,236,000 | 81,874,000 | 146,216,000 | 219,475,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,246,203,000 | 2,346,511,000 | 2,387,419,000 | 2,391,126,000 |
| Total capital | 2,491,969,000 | 2,595,944,000 | 2,637,042,000 | 2,646,520,000 |
| Risk-weighted assets | 19,657,987,000 | 19,929,981,000 | 19,939,624,000 | 20,407,525,000 |