Call reports 2019
INVESTORS BANK — 2019
What INVESTORS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 26,565,257,000 | 27,074,788,000 | 26,721,813,000 | 26,708,543,000 |
| Total loans | 21,748,335,000 | 22,018,670,000 | 21,779,600,000 | 21,739,289,000 |
| Allowance for loan losses | 234,717,000 | 231,937,000 | 227,985,000 | 228,120,000 |
| Securities available for sale | 2,156,340,000 | 2,679,709,000 | 2,644,024,000 | 2,695,390,000 |
| Securities held to maturity | 1,511,600,000 | 1,127,018,000 | 1,102,699,000 | 1,123,817,000 |
| Trading assets | 1,534,000 | 3,239,000 | 6,290,000 | 6,072,000 |
| Total deposits | 17,947,812,000 | 17,929,624,000 | 17,964,504,000 | 18,199,099,000 |
| Interest-bearing deposits | 15,153,808,000 | 15,190,066,000 | 15,240,492,000 | 15,388,995,000 |
| Noninterest-bearing deposits | 2,794,004,000 | 2,739,558,000 | 2,724,012,000 | 2,810,103,000 |
| Equity capital | 2,666,019,000 | 2,642,769,000 | 2,649,527,000 | 2,265,690,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 256,275,000 | 515,462,000 | 779,676,000 | 1,040,399,000 |
| Interest expense | 93,485,000 | 193,330,000 | 293,382,000 | 384,954,000 |
| Net interest income | 162,790,000 | 322,132,000 | 486,294,000 | 655,445,000 |
| Noninterest income | 9,626,000 | 20,656,000 | 34,279,000 | 52,807,000 |
| Noninterest expense | 102,362,000 | 205,812,000 | 313,427,000 | 419,852,000 |
| Provision for loan losses | 3,000,000 | 0 | -2,500,000 | -1,000,000 |
| Pretax income | 67,118,000 | 131,423,000 | 204,123,000 | 283,864,000 |
| Income tax | 19,217,000 | 37,611,000 | 58,559,000 | 89,792,000 |
| Net income | 47,901,000 | 93,812,000 | 145,564,000 | 194,072,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,586,512,000 | 2,571,901,000 | 2,582,445,000 | 2,197,188,000 |
| Total capital | 2,822,188,000 | 2,804,677,000 | 2,811,280,000 | 2,426,233,000 |
| Risk-weighted assets | 20,090,851,000 | 20,270,885,000 | 19,936,429,000 | 19,921,820,000 |