Call reports 2016
INVESTORS BANK — 2016
What INVESTORS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 21,195,668,000 | 21,727,482,000 | 22,534,923,000 | 23,184,708,000 |
| Total loans | 17,143,904,000 | 17,648,643,000 | 18,319,625,000 | 18,842,842,000 |
| Allowance for loan losses | 216,613,000 | 220,316,000 | 223,550,000 | 228,373,000 |
| Securities available for sale | 1,309,853,000 | 1,379,357,000 | 1,510,366,000 | 1,658,515,000 |
| Securities held to maturity | 1,887,000,000 | 1,827,761,000 | 1,789,131,000 | 1,750,556,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,749,240,000 | 14,835,407,000 | 15,283,080,000 | 15,591,294,000 |
| Interest-bearing deposits | 12,277,863,000 | 12,373,950,000 | 12,786,694,000 | 13,108,224,000 |
| Noninterest-bearing deposits | 2,471,377,000 | 2,461,457,000 | 2,496,386,000 | 2,483,070,000 |
| Equity capital | 2,671,655,000 | 2,719,726,000 | 2,774,957,000 | 2,792,474,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 192,091,000 | 387,504,000 | 585,948,000 | 794,150,000 |
| Interest expense | 37,517,000 | 75,144,000 | 113,881,000 | 153,219,000 |
| Net interest income | 154,574,000 | 312,360,000 | 472,067,000 | 640,931,000 |
| Noninterest income | 6,445,000 | 14,932,000 | 22,371,000 | 29,750,000 |
| Noninterest expense | 85,851,000 | 175,722,000 | 265,912,000 | 354,124,000 |
| Provision for loan losses | 5,000,000 | 10,000,000 | 15,000,000 | 19,750,000 |
| Pretax income | 71,556,000 | 144,598,000 | 216,554,000 | 299,835,000 |
| Income tax | 27,628,000 | 56,135,000 | 84,488,000 | 106,495,000 |
| Net income | 43,928,000 | 88,463,000 | 132,066,000 | 193,340,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,607,334,000 | 2,651,872,000 | 2,708,967,000 | 2,736,173,000 |
| Total capital | 2,813,944,000 | 2,867,373,000 | 2,932,517,000 | 2,965,720,000 |
| Risk-weighted assets | 16,518,624,000 | 17,235,147,000 | 17,955,336,000 | 18,551,028,000 |