Call reports 2015
INVESTORS BANK — 2015
What INVESTORS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 19,281,088,000 | 19,936,877,000 | 20,324,208,000 | 20,888,257,000 |
| Total loans | 15,619,741,000 | 16,052,150,000 | 16,376,376,000 | 16,888,499,000 |
| Allowance for loan losses | 208,181,000 | 213,962,000 | 218,458,000 | 218,505,000 |
| Securities available for sale | 1,225,622,000 | 1,272,711,000 | 1,296,838,000 | 1,302,964,000 |
| Securities held to maturity | 1,597,360,000 | 1,760,558,000 | 1,796,779,000 | 1,844,222,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,418,465,000 | 13,726,325,000 | 14,150,386,000 | 14,751,256,000 |
| Interest-bearing deposits | 10,983,427,000 | 11,424,331,000 | 11,799,693,000 | 12,174,003,000 |
| Noninterest-bearing deposits | 2,435,038,000 | 2,301,994,000 | 2,350,693,000 | 2,577,253,000 |
| Equity capital | 2,458,692,000 | 2,502,939,000 | 2,567,404,000 | 2,611,080,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 175,291,000 | 356,956,000 | 543,827,000 | 731,880,000 |
| Interest expense | 30,707,000 | 63,674,000 | 99,286,000 | 136,586,000 |
| Net interest income | 144,584,000 | 293,282,000 | 444,541,000 | 595,294,000 |
| Noninterest income | 7,739,000 | 18,250,000 | 27,741,000 | 35,342,000 |
| Noninterest expense | 76,259,000 | 155,327,000 | 240,417,000 | 324,788,000 |
| Provision for loan losses | 9,000,000 | 16,000,000 | 21,000,000 | 26,000,000 |
| Pretax income | 67,064,000 | 140,205,000 | 210,219,000 | 279,202,000 |
| Income tax | 25,118,000 | 51,998,000 | 74,249,000 | 98,832,000 |
| Net income | 41,946,000 | 88,207,000 | 135,970,000 | 180,370,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,394,430,000 | 2,443,927,000 | 2,503,988,000 | 2,558,334,000 |
| Total capital | 2,574,636,000 | 2,631,382,000 | 2,698,166,000 | 2,760,081,000 |
| Risk-weighted assets | 14,387,628,000 | 14,969,859,000 | 15,509,471,000 | 16,122,735,000 |