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Call reports 2008

INVESTORS BANK — 2008

What INVESTORS BANK reported to the FFIEC in 2008, quarter by quarter.

PERIOD: 2008SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/28575755-ac02-4741-ba74-a96877a19e79/2008

Balance sheet

What the bank holds and owes at quarter end

Measure2008Q12008Q22008Q32008Q4
Total assets5,908,402,0006,409,275,0007,025,628,0007,178,084,000
Total loans4,094,481,0004,693,595,0005,350,436,0005,661,141,000
Allowance for loan losses9,837,00013,565,00018,562,00026,549,000
Securities available for sale212,686,000201,794,000188,944,000174,842,000
Securities held to maturity1,302,356,0001,255,054,0001,199,443,000982,952,000
Trading assets0000
Total deposits3,984,755,0004,051,698,0004,079,482,0004,309,051,000
Interest-bearing deposits3,843,514,0003,921,076,0003,946,520,0004,224,666,000
Noninterest-bearing deposits141,241,000130,622,000132,962,00084,385,000
Equity capital701,492,000722,137,000729,604,000643,622,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2008Q12008Q22008Q32008Q4
Interest income77,097,000155,864,000243,486,000338,183,000
Interest expense51,578,000100,091,000149,510,000201,812,000
Net interest income25,519,00055,773,00093,976,000136,371,000
Noninterest income1,950,0003,598,0005,488,0006,802,000
Noninterest expense19,082,00037,881,00059,888,00082,424,000
Provision for loan losses1,000,0004,700,0009,700,00017,700,000
Pretax income7,387,00016,353,00025,071,000-115,358,000
Income tax2,691,0006,050,0009,530,000-47,651,000
Net income4,696,00010,303,00015,541,000-67,707,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2008Q12008Q22008Q32008Q4
Tier 1 capital704,167,000727,463,000735,742,000651,389,000
Total capital714,004,000741,028,000754,304,000677,938,000
Risk-weighted assets3,067,038,0003,404,109,0003,764,737,0003,907,936,000

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