Call reports 2026
GULF COAST BANK AND TRUST COMPANY — 2026
What GULF COAST BANK AND TRUST COMPANY reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 3,714,223,000 | 3,856,151,000 |
| Total loans | 2,635,209,000 | 2,822,254,000 |
| Allowance for loan losses | 50,401,000 | 51,675,000 |
| Securities available for sale | 720,623,000 | 750,378,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 3,236,690,000 | 3,310,665,000 |
| Interest-bearing deposits | 2,593,670,000 | 2,631,997,000 |
| Noninterest-bearing deposits | 643,020,000 | 678,668,000 |
| Equity capital | 315,362,000 | 325,364,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 78,181,000 | 160,861,000 |
| Interest expense | 18,217,000 | 36,871,000 |
| Net interest income | 59,964,000 | 123,990,000 |
| Noninterest income | 11,105,000 | 22,166,000 |
| Noninterest expense | 53,035,000 | 108,107,000 |
| Provision for loan losses | 7,107,000 | 10,572,000 |
| Pretax income | 10,901,000 | 27,302,000 |
| Income tax | 2,573,000 | 6,648,000 |
| Net income | 8,328,000 | 20,654,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 329,470,000 | 338,232,000 |
| Total capital | 363,413,000 | 374,129,000 |
| Risk-weighted assets | 2,698,500,000 | 2,855,481,000 |