Call reports 2025
OAK VIEW NATIONAL BANK — 2025
What OAK VIEW NATIONAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 731,338,000 | 773,197,000 | 842,130,000 | 878,036,000 |
| Total loans | 327,632,000 | 334,747,000 | 341,792,000 | 349,889,000 |
| Allowance for loan losses | 3,065,000 | 3,144,000 | 3,218,000 | 3,218,000 |
| Securities available for sale | 308,252,000 | 331,687,000 | 428,991,000 | 450,668,000 |
| Securities held to maturity | 11,011,000 | 11,205,000 | 12,455,000 | 12,455,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 625,061,000 | 644,606,000 | 707,282,000 | 714,297,000 |
| Interest-bearing deposits | 512,473,000 | 544,420,000 | 597,297,000 | 603,840,000 |
| Noninterest-bearing deposits | 112,588,000 | 100,186,000 | 109,985,000 | 110,457,000 |
| Equity capital | 52,395,000 | 60,989,000 | 65,387,000 | 80,134,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 9,508,000 | 19,668,000 | 30,673,000 | 42,158,000 |
| Interest expense | 4,475,000 | 9,127,000 | 14,461,000 | 19,921,000 |
| Net interest income | 5,033,000 | 10,541,000 | 16,212,000 | 22,237,000 |
| Noninterest income | 392,000 | 989,000 | 1,416,000 | 1,793,000 |
| Noninterest expense | 3,293,000 | 6,789,000 | 10,333,000 | 14,177,000 |
| Provision for loan losses | 74,000 | 151,000 | 226,000 | 226,000 |
| Pretax income | 2,048,000 | 4,704,000 | 7,183,000 | 9,756,000 |
| Income tax | 430,000 | 988,000 | 1,508,000 | 1,812,000 |
| Net income | 1,618,000 | 3,716,000 | 5,675,000 | 7,944,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,652,000 | 64,565,000 | 65,949,000 | 77,218,000 |
| Total capital | 57,956,000 | 67,948,000 | 69,406,000 | 80,660,000 |
| Risk-weighted assets | 350,392,000 | 367,302,000 | 406,073,000 | 408,049,000 |