Call reports 2024
OAK VIEW NATIONAL BANK — 2024
What OAK VIEW NATIONAL BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 624,046,000 | 629,936,000 | 676,260,000 | 694,438,000 |
| Total loans | 305,132,000 | 316,434,000 | 322,311,000 | 320,465,000 |
| Allowance for loan losses | 2,842,000 | 2,941,000 | 3,013,000 | 3,004,000 |
| Securities available for sale | 252,743,000 | 250,972,000 | 286,844,000 | 287,309,000 |
| Securities held to maturity | 10,518,000 | 10,516,000 | 10,514,000 | 10,512,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 498,647,000 | 527,966,000 | 569,697,000 | 589,018,000 |
| Interest-bearing deposits | 406,456,000 | 429,972,000 | 472,028,000 | 490,262,000 |
| Noninterest-bearing deposits | 92,191,000 | 97,994,000 | 97,669,000 | 98,756,000 |
| Equity capital | 46,652,000 | 48,401,000 | 50,902,000 | 51,870,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 8,304,000 | 17,269,000 | 26,602,000 | 36,168,000 |
| Interest expense | 4,008,000 | 8,211,000 | 12,732,000 | 17,469,000 |
| Net interest income | 4,296,000 | 9,058,000 | 13,870,000 | 18,699,000 |
| Noninterest income | 428,000 | 732,000 | 1,163,000 | 1,595,000 |
| Noninterest expense | 2,870,000 | 5,680,000 | 8,835,000 | 12,126,000 |
| Provision for loan losses | 55,000 | 155,000 | 225,000 | 225,000 |
| Pretax income | 1,881,000 | 4,411,000 | 6,467,000 | 8,460,000 |
| Income tax | 395,000 | 926,000 | 1,358,000 | 1,704,000 |
| Net income | 1,486,000 | 3,485,000 | 5,109,000 | 6,756,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,114,000 | 51,111,000 | 52,736,000 | 54,383,000 |
| Total capital | 52,226,000 | 54,282,000 | 55,978,000 | 57,616,000 |
| Risk-weighted assets | 331,568,000 | 334,889,000 | 341,951,000 | 347,979,000 |