Call reports 2023
OAK VIEW NATIONAL BANK — 2023
What OAK VIEW NATIONAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 537,379,000 | 555,550,000 | 592,650,000 | 599,874,000 |
| Total loans | 280,064,000 | 292,304,000 | 297,390,000 | 303,520,000 |
| Allowance for loan losses | 2,390,000 | 2,539,000 | 2,617,000 | 2,793,000 |
| Securities available for sale | 215,106,000 | 204,164,000 | 233,811,000 | 237,587,000 |
| Securities held to maturity | 10,523,000 | 10,521,000 | 10,521,000 | 10,520,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 456,949,000 | 465,095,000 | 470,285,000 | 474,443,000 |
| Interest-bearing deposits | 358,451,000 | 363,457,000 | 372,539,000 | 380,742,000 |
| Noninterest-bearing deposits | 98,498,000 | 101,638,000 | 97,746,000 | 93,701,000 |
| Equity capital | 41,203,000 | 42,454,000 | 43,266,000 | 45,743,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 6,023,000 | 12,712,000 | 20,452,000 | 28,551,000 |
| Interest expense | 2,090,000 | 4,754,000 | 8,192,000 | 12,000,000 |
| Net interest income | 3,933,000 | 7,958,000 | 12,260,000 | 16,551,000 |
| Noninterest income | 341,000 | 800,000 | 1,178,000 | 1,540,000 |
| Noninterest expense | 2,758,000 | 5,568,000 | 8,294,000 | 11,244,000 |
| Provision for loan losses | 39,000 | 188,000 | 268,000 | 444,000 |
| Pretax income | 1,454,000 | 2,936,000 | 4,666,000 | 6,025,000 |
| Income tax | 306,000 | 615,000 | 978,000 | 1,200,000 |
| Net income | 1,148,000 | 2,321,000 | 3,688,000 | 4,825,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,050,000 | 46,223,000 | 47,591,000 | 48,727,000 |
| Total capital | 47,616,000 | 48,950,000 | 50,396,000 | 51,779,000 |
| Risk-weighted assets | 328,764,000 | 296,742,000 | 317,340,000 | 320,406,000 |