Call reports 2022
OAK VIEW NATIONAL BANK — 2022
What OAK VIEW NATIONAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 379,591,000 | 398,524,000 | 447,614,000 | 497,888,000 |
| Total loans | 244,680,000 | 257,099,000 | 269,153,000 | 273,583,000 |
| Allowance for loan losses | 2,070,000 | 2,202,000 | 2,287,000 | 2,308,000 |
| Securities available for sale | 71,318,000 | 92,658,000 | 124,923,000 | 182,786,000 |
| Securities held to maturity | 10,032,000 | 10,841,000 | 11,337,000 | 10,527,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 327,275,000 | 346,379,000 | 380,429,000 | 427,685,000 |
| Interest-bearing deposits | 218,387,000 | 236,004,000 | 272,823,000 | 321,486,000 |
| Noninterest-bearing deposits | 108,888,000 | 110,375,000 | 107,606,000 | 106,199,000 |
| Equity capital | 36,001,000 | 35,706,000 | 35,285,000 | 35,526,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,849,000 | 6,042,000 | 9,835,000 | 14,794,000 |
| Interest expense | 189,000 | 396,000 | 938,000 | 2,328,000 |
| Net interest income | 2,660,000 | 5,646,000 | 8,897,000 | 12,466,000 |
| Noninterest income | 292,000 | 649,000 | 1,018,000 | 1,499,000 |
| Noninterest expense | 2,179,000 | 4,396,000 | 6,752,000 | 9,064,000 |
| Provision for loan losses | -55,000 | 77,000 | 162,000 | 189,000 |
| Pretax income | 828,000 | 1,822,000 | 2,714,000 | 4,439,000 |
| Income tax | 174,000 | 380,000 | 568,000 | 875,000 |
| Net income | 654,000 | 1,442,000 | 2,146,000 | 3,564,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,472,000 | 38,260,000 | 38,964,000 | 40,382,000 |
| Total capital | 39,542,000 | 40,462,000 | 41,251,000 | 42,690,000 |
| Risk-weighted assets | 231,169,000 | 246,998,000 | 254,226,000 | 281,662,000 |