Call reports 2021
OAK VIEW NATIONAL BANK — 2021
What OAK VIEW NATIONAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 299,750,000 | 313,736,000 | 327,721,000 | 345,127,000 |
| Total loans | 240,293,000 | 244,950,000 | 246,360,000 | 251,082,000 |
| Allowance for loan losses | 2,072,000 | 2,110,000 | 2,129,000 | 2,126,000 |
| Securities available for sale | 0 | 0 | 19,841,000 | 19,657,000 |
| Securities held to maturity | 3,688,000 | 3,287,000 | 3,535,000 | 5,283,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 254,290,000 | 270,188,000 | 283,720,000 | 300,311,000 |
| Interest-bearing deposits | 177,952,000 | 185,890,000 | 196,871,000 | 209,071,000 |
| Noninterest-bearing deposits | 76,338,000 | 84,298,000 | 86,849,000 | 91,240,000 |
| Equity capital | 26,963,000 | 27,477,000 | 27,906,000 | 28,632,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,712,000 | 5,549,000 | 8,344,000 | 11,293,000 |
| Interest expense | 356,000 | 651,000 | 898,000 | 1,107,000 |
| Net interest income | 2,356,000 | 4,898,000 | 7,446,000 | 10,186,000 |
| Noninterest income | 312,000 | 681,000 | 1,116,000 | 1,497,000 |
| Noninterest expense | 1,806,000 | 4,407,000 | 6,592,000 | 8,647,000 |
| Provision for loan losses | -106,000 | -68,000 | -58,000 | -60,000 |
| Pretax income | 968,000 | 1,240,000 | 2,028,000 | 3,096,000 |
| Income tax | 203,000 | 260,000 | 426,000 | 626,000 |
| Net income | 765,000 | 980,000 | 1,602,000 | 2,470,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,963,000 | 27,477,000 | 28,098,000 | 28,966,000 |
| Total capital | — | — | — | 31,092,000 |
| Risk-weighted assets | — | — | — | 225,332,000 |