Call reports 2020
OAK VIEW NATIONAL BANK — 2020
What OAK VIEW NATIONAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 262,033,000 | 280,227,000 | 294,964,000 | 284,672,000 |
| Total loans | 207,429,000 | 234,689,000 | 241,041,000 | 245,760,000 |
| Allowance for loan losses | 1,969,000 | 2,030,000 | 2,078,000 | 2,174,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,650,000 | 2,650,000 | 2,900,000 | 3,150,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 209,509,000 | 231,841,000 | 246,136,000 | 239,878,000 |
| Interest-bearing deposits | 161,334,000 | 160,269,000 | 168,909,000 | 173,830,000 |
| Noninterest-bearing deposits | 48,175,000 | 71,572,000 | 77,227,000 | 66,048,000 |
| Equity capital | 24,463,000 | 25,136,000 | 25,728,000 | 26,314,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,591,000 | 5,171,000 | 7,820,000 | 10,491,000 |
| Interest expense | 624,000 | 1,151,000 | 1,615,000 | 2,033,000 |
| Net interest income | 1,967,000 | 4,020,000 | 6,205,000 | 8,458,000 |
| Noninterest income | 260,000 | 500,000 | 866,000 | 1,302,000 |
| Noninterest expense | 1,727,000 | 3,106,000 | 4,887,000 | 6,752,000 |
| Provision for loan losses | 263,000 | 325,000 | 372,000 | 469,000 |
| Pretax income | 237,000 | 1,089,000 | 1,812,000 | 2,539,000 |
| Income tax | 50,000 | 229,000 | 381,000 | 522,000 |
| Net income | 187,000 | 860,000 | 1,431,000 | 2,017,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,463,000 | 25,136,000 | 25,728,000 | 26,314,000 |