Call reports 2019
OAK VIEW NATIONAL BANK — 2019
What OAK VIEW NATIONAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 244,826,000 | 250,545,000 | 255,572,000 | 263,735,000 |
| Total loans | 204,446,000 | 208,353,000 | 211,539,000 | 201,651,000 |
| Allowance for loan losses | 1,822,000 | 1,805,000 | 1,790,000 | 1,705,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,650,000 | 2,650,000 | 2,650,000 | 2,650,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 197,220,000 | 200,560,000 | 200,895,000 | 208,417,000 |
| Interest-bearing deposits | 154,282,000 | 156,330,000 | 153,415,000 | 163,586,000 |
| Noninterest-bearing deposits | 42,938,000 | 44,230,000 | 47,480,000 | 44,831,000 |
| Equity capital | 22,556,000 | 23,062,000 | 23,631,000 | 24,163,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,579,000 | 5,269,000 | 7,986,000 | 10,660,000 |
| Interest expense | 566,000 | 1,188,000 | 1,828,000 | 2,459,000 |
| Net interest income | 2,013,000 | 4,081,000 | 6,158,000 | 8,201,000 |
| Noninterest income | 214,000 | 467,000 | 737,000 | 1,078,000 |
| Noninterest expense | 1,657,000 | 3,350,000 | 4,992,000 | 6,826,000 |
| Provision for loan losses | 16,000 | 3,000 | -12,000 | -98,000 |
| Pretax income | 554,000 | 1,195,000 | 1,915,000 | 2,551,000 |
| Income tax | 116,000 | 251,000 | 402,000 | 506,000 |
| Net income | 438,000 | 944,000 | 1,513,000 | 2,045,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,556,000 | 23,062,000 | 23,631,000 | 24,163,000 |
| Total capital | 24,378,000 | 24,867,000 | 25,421,000 | 25,868,000 |
| Risk-weighted assets | 175,883,000 | 179,694,000 | 182,335,000 | 174,078,000 |