Call reports 2018
OAK VIEW NATIONAL BANK — 2018
What OAK VIEW NATIONAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 225,913,000 | 241,181,000 | 240,815,000 | 238,186,000 |
| Total loans | 191,902,000 | 200,891,000 | 196,842,000 | 200,119,000 |
| Allowance for loan losses | 1,819,000 | 1,836,000 | 1,765,000 | 1,810,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,650,000 | 2,650,000 | 2,650,000 | 2,650,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 183,204,000 | 193,378,000 | 194,327,000 | 191,193,000 |
| Interest-bearing deposits | 145,328,000 | 153,008,000 | 154,544,000 | 151,143,000 |
| Noninterest-bearing deposits | 37,876,000 | 40,370,000 | 39,783,000 | 40,050,000 |
| Equity capital | 20,752,000 | 21,126,000 | 21,618,000 | 22,118,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,310,000 | 4,749,000 | 7,288,000 | 9,860,000 |
| Interest expense | 377,000 | 847,000 | 1,373,000 | 1,913,000 |
| Net interest income | 1,933,000 | 3,902,000 | 5,915,000 | 7,947,000 |
| Noninterest income | 188,000 | 380,000 | 610,000 | 820,000 |
| Noninterest expense | 1,582,000 | 3,212,000 | 4,810,000 | 6,412,000 |
| Provision for loan losses | 77,000 | 134,000 | 157,000 | 198,000 |
| Pretax income | 462,000 | 936,000 | 1,558,000 | 2,157,000 |
| Income tax | 97,000 | 197,000 | 327,000 | 426,000 |
| Net income | 365,000 | 739,000 | 1,231,000 | 1,731,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,752,000 | 21,126,000 | 21,618,000 | 22,118,000 |
| Total capital | 22,571,000 | 22,961,000 | 23,383,000 | 23,928,000 |
| Risk-weighted assets | 166,445,000 | 172,526,000 | 169,044,000 | 171,403,000 |