Call reports 2017
OAK VIEW NATIONAL BANK — 2017
What OAK VIEW NATIONAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 200,413,000 | 204,632,000 | 209,441,000 | 218,347,000 |
| Total loans | 165,757,000 | 168,014,000 | 174,461,000 | 183,275,000 |
| Allowance for loan losses | 1,707,000 | 1,661,000 | 1,713,000 | 1,741,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,650,000 | 2,650,000 | 2,650,000 | 2,650,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 161,688,000 | 162,926,000 | 167,233,000 | 176,134,000 |
| Interest-bearing deposits | 125,701,000 | 127,700,000 | 130,325,000 | 138,755,000 |
| Noninterest-bearing deposits | 35,987,000 | 35,226,000 | 36,908,000 | 37,379,000 |
| Equity capital | 19,762,000 | 20,104,000 | 20,345,000 | 20,387,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,001,000 | 4,042,000 | 6,165,000 | 8,385,000 |
| Interest expense | 257,000 | 541,000 | 862,000 | 1,204,000 |
| Net interest income | 1,744,000 | 3,501,000 | 5,303,000 | 7,181,000 |
| Noninterest income | 150,000 | 312,000 | 490,000 | 670,000 |
| Noninterest expense | 1,509,000 | 3,004,000 | 4,539,000 | 6,078,000 |
| Provision for loan losses | 64,000 | 18,000 | 70,000 | 98,000 |
| Pretax income | 321,000 | 791,000 | 1,184,000 | 1,675,000 |
| Income tax | 109,000 | 237,000 | 389,000 | 838,000 |
| Net income | 212,000 | 554,000 | 795,000 | 837,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,762,000 | 20,104,000 | 20,345,000 | 20,387,000 |
| Total capital | 21,469,000 | 21,765,000 | 22,059,000 | 22,129,000 |
| Risk-weighted assets | 144,354,000 | 146,528,000 | 154,313,000 | 162,095,000 |