Call reports 2016
OAK VIEW NATIONAL BANK — 2016
What OAK VIEW NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 183,201,000 | 193,131,000 | 195,963,000 | 200,016,000 |
| Total loans | 148,084,000 | 154,582,000 | 156,641,000 | 160,418,000 |
| Allowance for loan losses | 1,530,000 | 1,579,000 | 1,602,000 | 1,643,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,402,000 | 1,652,000 | 1,900,000 | 2,650,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,924,000 | 150,717,000 | 152,093,000 | 161,668,000 |
| Interest-bearing deposits | 117,719,000 | 118,237,000 | 115,954,000 | 122,108,000 |
| Noninterest-bearing deposits | 29,205,000 | 32,480,000 | 36,139,000 | 39,560,000 |
| Equity capital | 18,570,000 | 18,830,000 | 19,165,000 | 19,550,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,813,000 | 3,680,000 | 5,608,000 | 7,568,000 |
| Interest expense | 243,000 | 486,000 | 736,000 | 990,000 |
| Net interest income | 1,570,000 | 3,194,000 | 4,872,000 | 6,578,000 |
| Noninterest income | 144,000 | 300,000 | 465,000 | 634,000 |
| Noninterest expense | 1,321,000 | 2,657,000 | 4,010,000 | 5,452,000 |
| Provision for loan losses | 42,000 | 91,000 | 119,000 | 155,000 |
| Pretax income | 351,000 | 746,000 | 1,208,000 | 1,605,000 |
| Income tax | 119,000 | 254,000 | 380,000 | 473,000 |
| Net income | 232,000 | 492,000 | 828,000 | 1,132,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,538,000 | 18,830,000 | 19,165,000 | 19,550,000 |
| Total capital | 20,067,000 | 20,409,000 | 20,767,000 | 21,193,000 |
| Risk-weighted assets | 129,393,000 | 134,052,000 | 135,701,000 | 140,499,000 |