Call reports 2014
OAK VIEW NATIONAL BANK — 2014
What OAK VIEW NATIONAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 155,764,000 | 162,854,000 | 168,407,000 | 172,965,000 |
| Total loans | 125,460,000 | 131,728,000 | 134,031,000 | 138,471,000 |
| Allowance for loan losses | 1,443,000 | 1,514,000 | 1,542,000 | 1,456,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,000,000 | 1,001,000 | 1,001,000 | 1,001,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,333,000 | 133,210,000 | 138,728,000 | 143,136,000 |
| Interest-bearing deposits | 110,078,000 | 113,146,000 | 119,403,000 | 120,917,000 |
| Noninterest-bearing deposits | 16,255,000 | 20,064,000 | 19,325,000 | 22,219,000 |
| Equity capital | 15,895,000 | 15,971,000 | 16,104,000 | 16,265,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,578,000 | 3,229,000 | 4,918,000 | 6,627,000 |
| Interest expense | 272,000 | 561,000 | 858,000 | 1,146,000 |
| Net interest income | 1,306,000 | 2,668,000 | 4,060,000 | 5,481,000 |
| Noninterest income | 87,000 | 160,000 | 250,000 | 343,000 |
| Noninterest expense | 1,259,000 | 2,512,000 | 3,764,000 | 4,986,000 |
| Provision for loan losses | 24,000 | 95,000 | 123,000 | 173,000 |
| Pretax income | 110,000 | 221,000 | 423,000 | 665,000 |
| Income tax | 37,000 | 75,000 | 144,000 | 226,000 |
| Net income | 73,000 | 146,000 | 279,000 | 439,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,628,000 | 14,773,000 | 15,038,000 | 15,361,000 |
| Total capital | 15,995,000 | 16,193,000 | 16,481,000 | 16,796,000 |
| Risk-weighted assets | 109,278,000 | 113,486,000 | 115,372,000 | 114,752,000 |