Call reports 2009
OAK VIEW NATIONAL BANK — 2009
What OAK VIEW NATIONAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|
| Total assets | 18,583,000 | 43,996,000 | 60,679,000 |
| Total loans | 7,127,000 | 19,399,000 | 32,244,000 |
| Allowance for loan losses | 53,000 | 146,000 | 400,000 |
| Securities available for sale | 0 | 0 | 0 |
| Securities held to maturity | 0 | 10,506,000 | 10,505,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 6,196,000 | 32,277,000 | 49,622,000 |
| Interest-bearing deposits | 5,735,000 | 29,171,000 | 45,124,000 |
| Noninterest-bearing deposits | 461,000 | 3,106,000 | 4,498,000 |
| Equity capital | 12,319,000 | 11,584,000 | 10,658,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|
| Interest income | 26,000 | 237,000 | 652,000 |
| Interest expense | 4,000 | 100,000 | 291,000 |
| Net interest income | 22,000 | 137,000 | 361,000 |
| Noninterest income | 2,000 | 13,000 | 23,000 |
| Noninterest expense | 129,000 | 877,000 | 1,763,000 |
| Provision for loan losses | 53,000 | 146,000 | 400,000 |
| Pretax income | -158,000 | -873,000 | -1,779,000 |
| Income tax | 0 | 0 | 0 |
| Net income | -158,000 | -873,000 | -1,779,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|
| Tier 1 capital | 12,319,000 | 11,584,000 | 10,658,000 |
| Total capital | 12,372,000 | 11,730,000 | 11,058,000 |
| Risk-weighted assets | 11,841,000 | 20,916,000 | 35,995,000 |
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