Call reports 2025
JUNCTION NATIONAL BANK — 2025
What JUNCTION NATIONAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 87,268,000 | 88,700,000 | 92,360,000 | 94,552,000 |
| Total loans | 21,629,000 | 21,432,000 | 20,858,000 | 21,150,000 |
| Allowance for loan losses | 341,000 | 342,000 | 344,000 | 342,000 |
| Securities available for sale | 47,543,000 | 47,137,000 | 49,526,000 | 49,319,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,235,000 | 82,337,000 | 84,492,000 | 86,387,000 |
| Interest-bearing deposits | 44,973,000 | 45,545,000 | 45,357,000 | 48,437,000 |
| Noninterest-bearing deposits | 36,262,000 | 36,792,000 | 39,135,000 | 37,950,000 |
| Equity capital | 5,924,000 | 6,194,000 | 7,649,000 | 7,997,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 813,000 | 1,695,000 | 2,578,000 | 3,523,000 |
| Interest expense | 157,000 | 332,000 | 508,000 | 689,000 |
| Net interest income | 656,000 | 1,363,000 | 2,070,000 | 2,834,000 |
| Noninterest income | 103,000 | 207,000 | 307,000 | 407,000 |
| Noninterest expense | 452,000 | 902,000 | 1,359,000 | 1,798,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 307,000 | 639,000 | 989,000 | 1,303,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 307,000 | 639,000 | 989,000 | 1,303,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,524,000 | 10,692,000 | 10,945,000 | 11,020,000 |
| Total capital | 10,865,000 | 11,034,000 | 11,289,000 | 11,362,000 |
| Risk-weighted assets | 29,571,000 | 29,604,000 | 29,302,000 | 29,545,000 |