Call reports 2024
JUNCTION NATIONAL BANK — 2024
What JUNCTION NATIONAL BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 86,166,000 | 87,117,000 | 87,373,000 | 84,785,000 |
| Total loans | 20,028,000 | 20,205,000 | 21,735,000 | 21,912,000 |
| Allowance for loan losses | 306,000 | 328,000 | 329,000 | 340,000 |
| Securities available for sale | 49,814,000 | 50,117,000 | 49,962,000 | 47,404,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,664,000 | 81,725,000 | 80,766,000 | 79,923,000 |
| Interest-bearing deposits | 43,933,000 | 43,677,000 | 42,220,000 | 44,220,000 |
| Noninterest-bearing deposits | 36,731,000 | 38,048,000 | 38,546,000 | 35,703,000 |
| Equity capital | 3,881,000 | 4,208,000 | 5,993,000 | 4,695,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 774,000 | 1,603,000 | 2,427,000 | 3,275,000 |
| Interest expense | 83,000 | 221,000 | 397,000 | 567,000 |
| Net interest income | 691,000 | 1,382,000 | 2,030,000 | 2,708,000 |
| Noninterest income | 109,000 | 214,000 | 321,000 | 430,000 |
| Noninterest expense | 444,000 | 866,000 | 1,288,000 | 1,698,000 |
| Provision for loan losses | 0 | 20,000 | 20,000 | 35,000 |
| Pretax income | 356,000 | 710,000 | 1,016,000 | 1,298,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 356,000 | 710,000 | 1,016,000 | 1,298,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,723,000 | 9,887,000 | 10,093,000 | 10,217,000 |
| Total capital | 10,029,000 | 10,215,000 | 10,421,000 | 10,557,000 |
| Risk-weighted assets | 27,914,000 | 29,318,000 | 29,700,000 | 30,426,000 |