Call reports 2023
JUNCTION NATIONAL BANK — 2023
What JUNCTION NATIONAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 89,663,000 | 83,978,000 | 84,129,000 | 87,233,000 |
| Total loans | 19,429,000 | 19,737,000 | 20,565,000 | 20,832,000 |
| Allowance for loan losses | 286,000 | 297,000 | 305,000 | 303,000 |
| Securities available for sale | 53,373,000 | 51,308,000 | 48,959,000 | 50,504,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,102,000 | 81,545,000 | 82,139,000 | 83,283,000 |
| Interest-bearing deposits | 44,707,000 | 43,735,000 | 42,719,000 | 42,845,000 |
| Noninterest-bearing deposits | 42,395,000 | 37,810,000 | 39,420,000 | 40,438,000 |
| Equity capital | 2,485,000 | 2,284,000 | 1,776,000 | 3,766,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 729,000 | 1,481,000 | 2,235,000 | 3,046,000 |
| Interest expense | 11,000 | 30,000 | 68,000 | 138,000 |
| Net interest income | 718,000 | 1,451,000 | 2,167,000 | 2,908,000 |
| Noninterest income | 106,000 | 207,000 | 352,000 | 465,000 |
| Noninterest expense | 437,000 | 866,000 | 1,316,000 | 1,787,000 |
| Provision for loan losses | 0 | 12,000 | 30,000 | 30,000 |
| Pretax income | 387,000 | 780,000 | 1,172,000 | 1,555,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 387,000 | 780,000 | 1,172,000 | 1,555,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,711,000 | 8,895,000 | 9,160,000 | 9,367,000 |
| Total capital | 8,997,000 | 9,192,000 | 9,465,000 | 9,670,000 |
| Risk-weighted assets | 29,040,000 | 29,404,000 | 28,448,000 | 29,216,000 |