Call reports 2022
JUNCTION NATIONAL BANK — 2022
What JUNCTION NATIONAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 96,078,000 | 90,200,000 | 89,445,000 | 90,982,000 |
| Total loans | 15,158,000 | 17,972,000 | 18,486,000 | 19,560,000 |
| Allowance for loan losses | 264,000 | 263,000 | 284,000 | 285,000 |
| Securities available for sale | 56,563,000 | 55,769,000 | 54,900,000 | 54,613,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,050,000 | 88,336,000 | 88,245,000 | 89,015,000 |
| Interest-bearing deposits | 44,900,000 | 43,858,000 | 42,610,000 | 43,179,000 |
| Noninterest-bearing deposits | 46,150,000 | 44,478,000 | 45,635,000 | 45,836,000 |
| Equity capital | 4,958,000 | 1,740,000 | 1,022,000 | 1,839,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 442,000 | 974,000 | 1,594,000 | 2,324,000 |
| Interest expense | 6,000 | 12,000 | 18,000 | 26,000 |
| Net interest income | 436,000 | 962,000 | 1,576,000 | 2,298,000 |
| Noninterest income | 101,000 | 195,000 | 295,000 | 399,000 |
| Noninterest expense | 376,000 | 758,000 | 1,153,000 | 1,600,000 |
| Provision for loan losses | 0 | 0 | 20,000 | 20,000 |
| Pretax income | 161,000 | 399,000 | 669,000 | 1,048,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 161,000 | 399,000 | 669,000 | 1,048,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,759,000 | 7,908,000 | 8,093,000 | 8,324,000 |
| Total capital | 8,023,000 | 8,171,000 | 8,377,000 | 8,609,000 |
| Risk-weighted assets | 25,254,000 | 28,729,000 | 28,739,000 | 30,549,000 |