Call reports 2021
JUNCTION NATIONAL BANK — 2021
What JUNCTION NATIONAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 90,543,000 | 87,468,000 | 89,690,000 | 91,365,000 |
| Total loans | 16,415,000 | 17,691,000 | 15,678,000 | 15,134,000 |
| Allowance for loan losses | 270,000 | 274,000 | 277,000 | 277,000 |
| Securities available for sale | 49,112,000 | 55,565,000 | 52,859,000 | 55,104,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,861,000 | 79,635,000 | 81,393,000 | 83,648,000 |
| Interest-bearing deposits | 39,749,000 | 41,564,000 | 40,944,000 | 43,031,000 |
| Noninterest-bearing deposits | 43,112,000 | 38,071,000 | 40,449,000 | 40,617,000 |
| Equity capital | 7,616,000 | 7,722,000 | 8,111,000 | 7,601,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 431,000 | 890,000 | 1,577,000 | 2,001,000 |
| Interest expense | 19,000 | 38,000 | 56,000 | 62,000 |
| Net interest income | 412,000 | 852,000 | 1,521,000 | 1,939,000 |
| Noninterest income | 90,000 | 184,000 | 291,000 | 405,000 |
| Noninterest expense | 375,000 | 729,000 | 1,138,000 | 1,555,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 137,000 | 317,000 | 684,000 | 799,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 137,000 | 317,000 | 684,000 | 799,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,182,000 | 7,296,000 | 7,560,000 | 7,598,000 |
| Total capital | 7,452,000 | 7,570,000 | 7,837,000 | 7,875,000 |
| Risk-weighted assets | 24,965,000 | 25,824,000 | 24,674,000 | 25,002,000 |