Call reports 2020
JUNCTION NATIONAL BANK — 2020
What JUNCTION NATIONAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 71,844,000 | 79,525,000 | 81,424,000 | 82,498,000 |
| Total loans | 14,723,000 | 16,282,000 | 17,002,000 | 15,469,000 |
| Allowance for loan losses | 257,000 | 260,000 | 288,000 | 266,000 |
| Securities available for sale | 42,066,000 | 41,920,000 | 47,964,000 | 51,167,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,129,000 | 71,684,000 | 73,330,000 | 74,407,000 |
| Interest-bearing deposits | 33,407,000 | 37,089,000 | 36,434,000 | 38,047,000 |
| Noninterest-bearing deposits | 31,722,000 | 34,595,000 | 36,896,000 | 36,360,000 |
| Equity capital | 6,639,000 | 7,705,000 | 7,915,000 | 7,982,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 510,000 | 1,079,000 | 1,562,000 | 2,007,000 |
| Interest expense | 25,000 | 49,000 | 71,000 | 93,000 |
| Net interest income | 485,000 | 1,030,000 | 1,491,000 | 1,914,000 |
| Noninterest income | 99,000 | 185,000 | 277,000 | 373,000 |
| Noninterest expense | 348,000 | 708,000 | 1,093,000 | 1,471,000 |
| Provision for loan losses | 50,000 | 50,000 | 50,000 | 30,000 |
| Pretax income | 197,000 | 490,000 | 658,000 | 840,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 197,000 | 490,000 | 658,000 | 840,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,703,000 | 6,857,000 | 6,955,000 | 7,045,000 |
| Total capital | 6,960,000 | 7,117,000 | 7,243,000 | 7,311,000 |
| Risk-weighted assets | 22,085,000 | 24,181,000 | 25,268,000 | 24,042,000 |