Call reports 2019
JUNCTION NATIONAL BANK — 2019
What JUNCTION NATIONAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 66,428,000 | 69,389,000 | 69,004,000 | 68,179,000 |
| Total loans | 13,350,000 | 14,313,000 | 14,309,000 | 14,503,000 |
| Allowance for loan losses | 203,000 | 199,000 | 197,000 | 206,000 |
| Securities available for sale | 37,201,000 | 41,504,000 | 43,439,000 | 40,881,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,326,000 | 62,578,000 | 61,916,000 | 61,424,000 |
| Interest-bearing deposits | 32,380,000 | 33,756,000 | 31,322,000 | 32,028,000 |
| Noninterest-bearing deposits | 27,946,000 | 28,822,000 | 30,594,000 | 29,396,000 |
| Equity capital | 6,044,000 | 6,704,000 | 6,922,000 | 6,655,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 504,000 | 1,024,000 | 1,559,000 | 2,076,000 |
| Interest expense | 15,000 | 35,000 | 54,000 | 81,000 |
| Net interest income | 489,000 | 989,000 | 1,505,000 | 1,995,000 |
| Noninterest income | 108,000 | 210,000 | 325,000 | 421,000 |
| Noninterest expense | 341,000 | 690,000 | 1,066,000 | 1,434,000 |
| Provision for loan losses | 0 | 0 | 0 | 10,000 |
| Pretax income | 256,000 | 501,000 | 770,000 | 960,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 256,000 | 501,000 | 770,000 | 960,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,552,000 | 6,634,000 | 6,785,000 | 6,506,000 |
| Total capital | 6,755,000 | 6,833,000 | 6,982,000 | 6,712,000 |
| Risk-weighted assets | 19,841,000 | 21,250,000 | 21,743,000 | 21,616,000 |