Call reports 2017
JUNCTION NATIONAL BANK — 2017
What JUNCTION NATIONAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 60,667,000 | 58,606,000 | 59,917,000 | 59,748,000 |
| Total loans | 14,357,000 | 14,795,000 | 14,245,000 | 13,803,000 |
| Allowance for loan losses | 241,000 | 245,000 | 241,000 | 236,000 |
| Securities available for sale | 34,702,000 | 35,109,000 | 34,069,000 | 32,641,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,744,000 | 52,358,000 | 53,490,000 | 53,977,000 |
| Interest-bearing deposits | 35,339,000 | 32,906,000 | 32,370,000 | 32,818,000 |
| Noninterest-bearing deposits | 19,405,000 | 19,452,000 | 21,120,000 | 21,159,000 |
| Equity capital | 5,869,000 | 6,148,000 | 6,283,000 | 5,697,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 403,000 | 822,000 | 1,248,000 | 1,662,000 |
| Interest expense | 7,000 | 15,000 | 22,000 | 33,000 |
| Net interest income | 396,000 | 807,000 | 1,226,000 | 1,629,000 |
| Noninterest income | 126,000 | 243,000 | 353,000 | 461,000 |
| Noninterest expense | 344,000 | 675,000 | 991,000 | 1,374,000 |
| Provision for loan losses | 0 | 0 | 0 | 18,000 |
| Pretax income | 178,000 | 375,000 | 590,000 | 700,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 178,000 | 375,000 | 590,000 | 700,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,308,000 | 6,377,000 | 6,511,000 | 6,213,000 |
| Total capital | 6,549,000 | 6,622,000 | 6,752,000 | 6,449,000 |
| Risk-weighted assets | 20,507,000 | 20,657,000 | 19,781,000 | 19,510,000 |