Call reports 2016
JUNCTION NATIONAL BANK — 2016
What JUNCTION NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 59,453,000 | 58,588,000 | 60,549,000 | 59,709,000 |
| Total loans | 13,899,000 | 13,536,000 | 14,115,000 | 14,343,000 |
| Allowance for loan losses | 237,000 | 238,000 | 238,000 | 239,000 |
| Securities available for sale | 35,390,000 | 36,528,000 | 35,384,000 | 35,779,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,093,000 | 52,028,000 | 53,902,000 | 54,051,000 |
| Interest-bearing deposits | 33,538,000 | 32,425,000 | 33,888,000 | 33,489,000 |
| Noninterest-bearing deposits | 19,555,000 | 19,603,000 | 20,014,000 | 20,562,000 |
| Equity capital | 6,309,000 | 6,465,000 | 6,510,000 | 5,586,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 411,000 | 814,000 | 1,208,000 | 1,610,000 |
| Interest expense | 8,000 | 16,000 | 22,000 | 30,000 |
| Net interest income | 403,000 | 798,000 | 1,186,000 | 1,580,000 |
| Noninterest income | 116,000 | 223,000 | 339,000 | 459,000 |
| Noninterest expense | 381,000 | 710,000 | 1,058,000 | 1,411,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 163,000 | 337,000 | 499,000 | 660,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 163,000 | 337,000 | 499,000 | 660,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,226,000 | 6,287,000 | 6,382,000 | 6,129,000 |
| Total capital | 6,463,000 | 6,525,000 | 6,620,000 | 6,368,000 |
| Risk-weighted assets | 20,545,000 | 20,236,000 | 20,447,000 | 20,836,000 |