Call reports 2015
JUNCTION NATIONAL BANK — 2015
What JUNCTION NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 59,201,000 | 57,770,000 | 57,066,000 | 59,989,000 |
| Total loans | 14,653,000 | 14,470,000 | 14,678,000 | 14,229,000 |
| Allowance for loan losses | 235,000 | 240,000 | 229,000 | 234,000 |
| Securities available for sale | 32,876,000 | 34,097,000 | 34,635,000 | 34,753,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,743,000 | 51,408,000 | 50,454,000 | 53,824,000 |
| Interest-bearing deposits | 32,153,000 | 31,817,000 | 32,391,000 | 33,783,000 |
| Noninterest-bearing deposits | 20,590,000 | 19,591,000 | 18,063,000 | 20,041,000 |
| Equity capital | 6,414,000 | 6,277,000 | 6,489,000 | 6,086,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 410,000 | 811,000 | 1,210,000 | 1,618,000 |
| Interest expense | 7,000 | 15,000 | 23,000 | 31,000 |
| Net interest income | 403,000 | 796,000 | 1,187,000 | 1,587,000 |
| Noninterest income | 120,000 | 244,000 | 347,000 | 533,000 |
| Noninterest expense | 362,000 | 701,000 | 1,044,000 | 1,391,000 |
| Provision for loan losses | 0 | 0 | 0 | 48,000 |
| Pretax income | 163,000 | 342,000 | 501,000 | 716,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 163,000 | 342,000 | 501,000 | 716,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,152,000 | 6,220,000 | 6,314,000 | 6,063,000 |
| Total capital | 6,387,000 | 6,460,000 | 6,543,000 | 6,297,000 |
| Risk-weighted assets | 20,058,000 | 20,420,000 | 21,089,000 | 20,957,000 |