Call reports 2014
JUNCTION NATIONAL BANK — 2014
What JUNCTION NATIONAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 52,575,000 | 52,696,000 | 54,552,000 | 55,518,000 |
| Total loans | 15,981,000 | 15,280,000 | 15,071,000 | 14,640,000 |
| Allowance for loan losses | 278,000 | 259,000 | 244,000 | 249,000 |
| Securities available for sale | 29,122,000 | 29,577,000 | 29,615,000 | 32,807,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,511,000 | 46,324,000 | 48,079,000 | 48,799,000 |
| Interest-bearing deposits | 29,009,000 | 29,330,000 | 28,877,000 | 30,119,000 |
| Noninterest-bearing deposits | 17,502,000 | 16,994,000 | 19,202,000 | 18,680,000 |
| Equity capital | 6,018,000 | 6,285,000 | 6,332,000 | 6,235,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 436,000 | 859,000 | 1,275,000 | 1,687,000 |
| Interest expense | 10,000 | 18,000 | 27,000 | 35,000 |
| Net interest income | 426,000 | 841,000 | 1,248,000 | 1,652,000 |
| Noninterest income | 100,000 | 200,000 | 310,000 | 430,000 |
| Noninterest expense | 364,000 | 729,000 | 1,098,000 | 1,449,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 162,000 | 318,000 | 473,000 | 646,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 162,000 | 318,000 | 473,000 | 646,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,087,000 | 6,137,000 | 6,228,000 | 5,990,000 |
| Total capital | 6,365,000 | 6,396,000 | 6,472,000 | 6,239,000 |
| Risk-weighted assets | 25,592,000 | 30,338,000 | 25,410,000 | 25,097,000 |