Call reports 2013
JUNCTION NATIONAL BANK — 2013
What JUNCTION NATIONAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 55,769,000 | 54,522,000 | 54,791,000 | 53,737,000 |
| Total loans | 15,958,000 | 16,283,000 | 16,172,000 | 16,101,000 |
| Allowance for loan losses | 268,000 | 276,000 | 278,000 | 280,000 |
| Securities available for sale | 28,974,000 | 29,352,000 | 28,468,000 | 29,512,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,185,000 | 48,465,000 | 48,672,000 | 47,479,000 |
| Interest-bearing deposits | 31,535,000 | 31,953,000 | 29,388,000 | 30,752,000 |
| Noninterest-bearing deposits | 17,650,000 | 16,512,000 | 19,284,000 | 16,727,000 |
| Equity capital | 6,532,000 | 5,977,000 | 5,992,000 | 5,790,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 413,000 | 818,000 | 1,243,000 | 1,675,000 |
| Interest expense | 15,000 | 29,000 | 41,000 | 51,000 |
| Net interest income | 398,000 | 789,000 | 1,202,000 | 1,624,000 |
| Noninterest income | 113,000 | 219,000 | 360,000 | 472,000 |
| Noninterest expense | 352,000 | 699,000 | 1,043,000 | 1,396,000 |
| Provision for loan losses | 0 | 125,000 | 125,000 | 125,000 |
| Pretax income | 173,000 | 198,000 | 408,000 | 607,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 173,000 | 198,000 | 408,000 | 607,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,038,000 | 5,956,000 | 6,132,000 | 5,925,000 |
| Total capital | 6,306,000 | 6,232,000 | 6,410,000 | 6,205,000 |
| Risk-weighted assets | 26,439,000 | 26,236,000 | 26,343,000 | 26,051,000 |