Call reports 2012
JUNCTION NATIONAL BANK — 2012
What JUNCTION NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 52,036,000 | 50,862,000 | 50,408,000 | 54,254,000 |
| Total loans | 17,104,000 | 16,383,000 | 16,279,000 | 16,038,000 |
| Allowance for loan losses | 295,000 | 272,000 | 278,000 | 272,000 |
| Securities available for sale | 21,529,000 | 24,131,000 | 23,961,000 | 25,938,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,385,000 | 44,137,000 | 43,388,000 | 47,331,000 |
| Interest-bearing deposits | 28,343,000 | 28,110,000 | 27,128,000 | 27,698,000 |
| Noninterest-bearing deposits | 17,042,000 | 16,027,000 | 16,260,000 | 19,633,000 |
| Equity capital | 6,600,000 | 6,627,000 | 6,877,000 | 6,442,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 469,000 | 930,000 | 1,371,000 | 1,787,000 |
| Interest expense | 25,000 | 48,000 | 69,000 | 86,000 |
| Net interest income | 444,000 | 882,000 | 1,302,000 | 1,701,000 |
| Noninterest income | 110,000 | 227,000 | 347,000 | 470,000 |
| Noninterest expense | 353,000 | 730,000 | 1,073,000 | 1,441,000 |
| Provision for loan losses | 0 | 0 | 20,000 | 66,000 |
| Pretax income | 201,000 | 409,000 | 586,000 | 698,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 201,000 | 409,000 | 586,000 | 698,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,996,000 | 6,057,000 | 6,163,000 | 5,865,000 |
| Total capital | 6,290,000 | 6,329,000 | 6,441,000 | 6,137,000 |
| Risk-weighted assets | 26,326,000 | 25,478,000 | 25,449,000 | 26,182,000 |